Just one month into the year, the city already has run through well over half of the $82 million that Mayor Brandon Johnson set aside for 2025 to cover police misconduct settlements and judgments. And more than 220 lawsuits are still pending for just three ex-cops.
Police carrying insurance, like other professionals such as doctors and licensed engineers carry, would fix this problem for the city, and also improve civil rights for the citizens. Bad cops would have their insurance pay for the liability they are found for. Their insurance premiums would increase to account for their bad behavior. Bad cops would eventually not be able to afford the sky high rates from their bad behavior and not be employable as cops anymore.
I’m even fine if a city would pay for the base insurance, but any premium increases from judgments of bad behavior would be born by the officer that caused it. This way good cops aren’t burdened by the actions of the bad ones.
Police carrying insurance, like other professionals such as doctors and licensed engineers carry, would fix this problem for the city, and also improve civil rights for the citizens. Bad cops would have their insurance pay for the liability they are found for. Their insurance premiums would increase to account for their bad behavior. Bad cops would eventually not be able to afford the sky high rates from their bad behavior and not be employable as cops anymore.
I’m even fine if a city would pay for the base insurance, but any premium increases from judgments of bad behavior would be born by the officer that caused it. This way good cops aren’t burdened by the actions of the bad ones.